Fractional service

Month-to-Month Retainer

Fractional CFO | Helping Business Owners Increase Profit and Strengthen Cash in the Bank

Moses EstevezOffered by Moses Estevez · United States United States of America

About this service

Fractional CFO & Strategic Cash Flow Leadership Investment: Starting at $6,500/month Engagement: Ongoing fractional executive leadership Description For companies that need experienced CFO leadership but don't need—or aren't ready to hire—a full-time CFO. This is not an outsourced bookkeeping or accounting service. As your Fractional CFO and Strategic Cash Flow Advisor, I work directly with ownership and senior leadership to strengthen financial decision-making, improve profitability, optimize working capital, and ultimately turn more of the company's financial performance into cash in the bank. My approach combines traditional CFO responsibilities with a deeper examination of the operational drivers behind financial performance. Using my proprietary 16-driver framework , we connect the financial statements to what is actually happening throughout the business. That can mean examining revenue quality, pricing, margins, customer profitability, productivity, operating expenses, receivables, inventory, purchasing, payables, working capital, forecasting, and other factors affecting profitability and cash generation. Rather than simply reporting last month's results, my role is to help ownership understand why those results occurred, what is likely to happen next, and what management can do to improve the outcome. I bring decades of financial and operational leadership experience, including multinational Controller and CFO-level responsibilities across the United States, Latin America, the Caribbean, and Europe. My experience includes financial leadership, large-scale budgeting and planning, distribution, logistics, financial systems, working capital, and operational improvement. I bring that experience to your business in a practical way: identify the drivers that matter, set priorities, take action, measur e results, and continually strengthen profitability and cash generation.

What’s included

  • Deliverables
  • The engagement is customized to the needs and priorities of each company and may include:
  • Ongoing Fractional CFO leadership and owner/CEO advisory
  • Financial strategy and decision support
  • Cash-flow forecasting and cash management
  • Budgeting, forecasting, and financial planning
  • Monthly financial performance analysis
  • Profitability and margin analysis
  • Customer, product, service, or business-unit profitability analysis
  • Pricing and margin improvement
  • Working-capital optimization
  • Accounts receivable and cash-conversion analysis
  • Inventory and purchasing analysis, where applicable
  • Expense and productivity analysis
  • KPI and management dashboard development
  • Scenario analysis and financial modeling
  • Growth and investment decision support
  • Identification and monitoring of key operational drivers
  • Accountability around agreed financial initiatives
  • Regular executive financial strategy meetings
  • Coordination with the company's CPA, bookkeeper, accounting team, and other financial professionals as appropriate
  • Ongoing measurement of progress in profitability, working capital, and cash generation