Fractional CXO / CRO / GTM strategic fintech leadership to Fortune 500 and Startups: <> CEO - Complify: a next-generation compliance platform designed for financial institutions, leveraging AI, Large Language Models (LLM), and Robotic Process Automation (RPA) to streamline compliance processes. The platform integrates seamlessly with existing systems and consolidates data for a unified compliance view. The company is currently seeking pre-seed funding to further develop and market its platform. <>Discover Financial Services (NYSE: DFS) - Business Development Lead / DFS - Corporate & Consumer prepaid programs <> InDrive (Global ride-hailing company, $1B) - Developed a GTM digital banking offer for a global ride-hailing company, producing a new revenue line and enhancing driver engagement <>COO WageExpress - Crafted a strategy to launch services in the US for a start-up EWA company, driving market expansion.

• Led investments in revenue-generating companies at pre-seed, seed, and growth rounds, driving transformation and unlocking potential. • Managed traditional buyouts, management buyouts, and rollups to maximize sustainable long-term value.

• Led the U.S Go-To-Market strategy at Alterna Card Services, focusing on new sales, customer success, and strategic partnerships. • Drove the omni-channel strategy to ensure market dominance in the partnership space. • Achieved a significant increase in revenue through successful implementation of go-to-market strategies.

I'm spearheading the strategic deployment of a $13 Million AUM fund to revolutionize technology infrastructure for 200 MDI and CDFI institutions. By leading cross-functional teams and implementing cutting-edge solutions, I'm significantly enhancing the organization's technology capabilities and driving growth within the financial industry.

Audit Committee Member Investment Committee Member International development organization providing assistance to 10 Million children in 24 countries ~ $300 Million in public support & revenue

The Edison Director Network (EDN) brings the power of C-level operational expertise to the Edison portfolio companies in the form of board director, mentor or consultant.

Full P/L responsibility for banking operations, product launch, cost reduction and Go-To-Market initiatives: * Payactiv Visa Card: Grew dollar deposit value by 2X in less than one year by re-focusing on embedded consumer offer * Card Fulfillment: reduced per card cost by 60% in 6 months by onboarding a new fulfillment house and rebalancing volume * Processing Cost: reduced per active card API cost by 40% by consolidating API calls * Call Center Cost: reduced per active card Call cost by 20% by resolving calls at IVR level * Payroll Card: Grew active accounts by 50% by retaining top 5 accounts and launching a UKG Payroll branded card * UKG Visa Card: Launched partnership card program, positive initial momentum first 6 months * Paycor Visa Card: Launched partnership card program * OnShift Visa Card: Revamped card program

Promoted twice to scale a $50 MM revenue P&L Fintech division, reporting to CXO ● Scaled up from $Zero to $4 Billion in deposits & achieved POSITIVE margins ● Recruited a high-performance team of 40: B2B sales, product, and marketing ● Launched 8 FinTech products: Consumer / Corporate debit cards & InsurTech ● Consumer debit cards: Achieved $1 Billion deposits in 3 years, grew 2x vs. peers ● Corporate paycards: Grew to $0.5 Billion in deposits and 50% YoY for 3 years ● Corporate expense cards: 1 K corporate clients in 3 years. Partner exit to USBank ● Retail Consumer cards: 25 K retail locations in 2 years, including Family Dollar stores, Winn-Dixie, Casey's, US Postal Service & others

Expanded from 3 to 5 countries by launching US and Mexico and grew revenues 2x ● Mastercard: Negotiated an exclusive agreement that improved 10% gross margin ● Epago (electronic payments processing platform): Grew volume from 5 to 24 MM transactions, expanded to 10 K stores and reduced processing time by 40%

The Innovative Payments Association is a trade organization that serves as the leading voice of the electronic payments sector, including prepaid products, mobile wallets, and person-to-person (P2P) technology for consumers, businesses and governments at all levels.